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Lombardy runs from the Alps and the Swiss border down to Milan and the flat farmland of the Po valley. For most international buyers it means one of three places: Lake Como, the Lombard shore of Lake Garda, or Milan itself. This guide looks at what is actually for sale in Lombardy on Realpoint, what different budgets buy, and what to check before you sign anything.
For an introduction to the region itself, its towns and transport links, see our Lombardy property page.
What’s on the market in Lombardy
To be clear from the start: Realpoint’s listings in Lombardy are mainly at the top end of the market, around Lake Como, Lake Garda and in Milan. About two in three are listed at over €1 million. More modest homes certainly exist in Lombardy, in its provincial towns, valleys and farmland, but there are fewer of them on Realpoint.
- Villas make up about half of the listings.
- Apartments are close to a third, in Milan, Como and the lakeside towns.
- Houses, farmhouses and a few country estates make up the rest.
- Gardens are the most common feature, listed for about half of all homes. Around a third have a swimming pool, and many have a terrace, a balcony or a garage.
- The typical home has three bedrooms.
What does a home in Lombardy cost?
Asking prices run from under €100,000 to close to €10 million at the very top. In practice:
- Half of all homes are listed between about €575,000 and €2.4 million, and the typical asking price is around €1.5 million.
- Roughly a quarter are under €600,000, and homes under €100,000 are very rare.
- About two in three are over €1 million.
Farmhouses and houses are the least expensive options, typically around €400,000 and €530,000. Apartments are typically listed at around €1 million, and villas at around €1.8 million.
What your budget buys
- Under €600,000: houses, farmhouses and some apartments, about a quarter of what Realpoint lists in Lombardy. See Lombardy homes under €600,000.
- €600,000–€1.5 million: apartments in Milan and the lake towns, and the smaller villas.
- €1.5–€2.5 million: villas with gardens, some with pools.
- €2.5 million and above: the largest villas and estates. See Lombardy homes with a pool.
Where the homes are
Lombardy has twelve provinces. On Realpoint, by far the most listings are in Como, on the western side of Lake Como, with smaller numbers in Pavia, Brescia, Varese, Milan and Bergamo:
- Lake Como: the city of Como, then up the western shore through Laglio and Carate Urio to Tremezzina, Lenno and Tremezzo. This shore is the heart of Realpoint’s Lombardy listings.
- Milan: the busiest single town on Realpoint in Lombardy, for buyers who want city life.
- Lake Garda: Desenzano del Garda and Padenghe sul Garda, on the Lombard side of the lake in Brescia province.
- Lake Maggiore: Laveno-Mombello, on the eastern shore in Varese province.
Pavia province, in the south-west, has the second-largest group of listings; its Oltrepò Pavese hills are wine country, a very different setting from the lakes. Realpoint has few listings in the Alpine north or on the plains around Cremona and Mantua. If you are set on those areas, save a search and check back regularly.
Five things to check before buying in Lombardy
1. Lake access, jetties and moorings
Private access to the water, a jetty or a mooring is often part of what makes a lakeside home special, but these often depend on a public concession rather than outright ownership. Ask to see the concession, find out who holds it and whether it will pass to you, and make sure the purchase paperwork covers it.
2. Condominium fees and rules
If you are buying an apartment in a villa or a lake complex, you will share the cost of the building and its grounds. Ask for the annual condominium fees, a copy of the rules and details of any planned works before you make an offer, and factor the fees into your yearly budget.
3. Parking and lakeside roads
Roads along the lakes can be narrow and winding. Check where you will park, whether a parking space or garage is included in the sale, and how easy the approach is to drive, particularly if you are looking at a home above the shore road.
4. Milan: traffic zones and city condominiums
Milan has limited-traffic zones where driving is restricted. Check whether the address falls inside one and what that means for your car, deliveries and visitors. City apartments come with their own condominium rules and fees, so ask for these, and for any approved works, early on.
5. Is everything on the plans?
Extensions, terraces and converted outbuildings are not always recorded. Before the preliminary contract, your geometra should confirm that the building matches the land-registry and planning records (conformità catastale e urbanistica). Don’t rely on the sales description for this.
Buying costs in brief
On top of the price, allow roughly 7–15% for taxes and fees, depending on the property and your situation:
- Registration tax when buying from a private seller: 9% of the property’s cadastral (land-registry) value for a second home, or 2% if it will be your main home in Italy, plus small fixed taxes. From a builder, VAT applies instead.
- Notary: required by law for every purchase.
- Estate agent: in Italy both buyer and seller usually pay the agent. Agree the percentage in writing at the start.
- Your own surveyor and lawyer: strongly recommended, especially for older rural homes.
You will also need an Italian tax code: see our guide to getting your codice fiscale. Our article on the 7 most common mistakes foreign buyers make is worth reading before you make an offer.
This is general information, not legal or tax advice. Always confirm costs and rules with a notary, geometra or commercialista for your own purchase.
Frequently asked questions
Are there less expensive homes in Lombardy on Realpoint?
Some. Roughly a quarter of Realpoint’s Lombardy homes are under €600,000, mostly houses, farmhouses and smaller apartments, but homes under €100,000 are very rare. Lombardy has plenty of modest property; Realpoint’s selection there simply leans towards the lakes and Milan.
Which lakes does Realpoint cover in Lombardy?
Mainly Lake Como, especially its western shore. There are also homes on the Lombard side of Lake Garda, around Desenzano and Padenghe, and on the eastern shore of Lake Maggiore.
Is Lombardy more expensive than Tuscany?
On Realpoint, yes. Typical asking prices are higher in Lombardy than in Tuscany, because most Lombardy listings are lake villas and Milan apartments, while Tuscany has a much wider spread of farmhouses and country homes.
Start your search
Browse all homes for sale in Lombardy, or simply describe your ideal home in our AI search, for example “apartment with a lake view in Tremezzina under €800,000”.
Homes for sale in Lombardy
- €1,900,000
- €1,300,000
B&B with 3 guest rooms and owner’s home, Pian Camuno – court auction 3 Dec 2026
Pian Camuno, Brescia, Lombardy
- €350,000
LA FINESTRA SUL LAGO 4 – ONLY 6 EXCLUSIVE VILLAS WITH BREATHTAKING VIEW
Parzanica, Bergamo, Lombardy
- €5,250,000
- €1,480,000
- €1,300,000
